Anyone who is not able to work due to a physical or mental condition may apply for social security benefits. This government program provides income to help disabled Americans pay for their daily living expenses. The Social Security Administration has two programs for disabled adults and children — Social Security Disability Insurance and Supplemental Security Income. There are significant differences between the two programs that you should know about before you apply for benefits.
Social Security Disability Insurance pays a benefit based on your work history. Like retirement benefits, you must work a specified number of years in order to qualify for benefits. However, your age is not a factor in determining your eligibility. To qualify, you must have a disability that will prevent you from working for at least a year or result in your death. The application process for SSDI can be time consuming. By choosing one of the Social Security Lawyers Nashville TN residents trust to help them with their claim may be able to simply the process for you.
The Supplemental Security Income program is designed to pay a monthly benefit amount to adults and children who are blind or disabled and have little to no income or assets and don’t have enough work history to qualify for SSDI. Parents can apply for benefits on behalf of their children. The parents’ income and resources are taken into consideration when determining whether children are eligible for SSI benefits.
Many disability claims are initially denied. Some are denied for technical reasons, such as incomplete applications, while others are denied because there is not enough evidence the claimant is unable to work for at least 12 months. When they work with Social Security Lawyers Nashville TN residents can ensure that their initial application is complete so they have the best chance of getting their benefits approved without a long wait.
In cases where benefits have been denied, an experienced disability lawyer may help an applicant prepare their appeal and present their case in front of the hearing officers. For more information about how a lawyer can help you with your SSDI or SSI claim, Browse Site to learn about the application and appeals processes.