The holiday season of 2013 is here, and as tough as times have been lately, you might need some quick cash. Your situation might be that you have been a little down on your luck, and so your credit may not be exactly stellar. A collateral loan may be just the answer for you. You might just have some items you wish to get rid of and don’t want to go through a lot of hassle trying to sell them. A pawnbroker who offers top dollar for your jewelry and other valuables can be the easy solution for you. On the other hand, you might just be looking for a great deal on an engagement ring to propose and surprise your sweetheart for Christmas. RJ Jewelry and Loan Company, located in Illinois, will Sell Diamonds in Lombard and also offers deals in case you are looking for quick cash. A lot of people are wary of dealing with pawnshops, having been given a bad report on the business. RJ Jewelry wants to give you the “411” on the pawnshop business.
Pawnshop owners, also called pawnbrokers, lend money on almost anything of value. The pawned item provides the collateral needed for your loan, which removes the need to identify high risk from low risk borrowers. Therefore, short term cash can be gained quickly without the need for a credit check. Some people worry that items in a pawn shop are stolen merchandise. The fact is, less than 1/5 of all collateral merchandise even hints of being stolen. Other people reason that indigents and/or derelicts hang around pawnshops or use them. As with any business, the purpose is to make money, and indigents or other such people usually do not have the collateral to get a loan.
RJ Jewelry and Loan is a professional company looking to serve you and your needs. They have five locations in Illinois to serve you and are very active in the communities, politically and in charitable works. Their locations are Glendale Heights, Chicago, Berwyn, Elk Grove and Oakbrook Terrace. Remember, they Sell Diamonds in Lombard, Illinois and want to help you enjoy your holiday, whether you are buying or selling.